Ayushman Card Hospital List 2026 - Kaun Se Hospital, Kaise Use Kare + Kya Cover Hai
Verified by SkillUPBihar on 13 Jun 2026

Guide Overview
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Complete Guide
Ayushman Card Hospital List 2026 - Kaun Se Hospital + Kaise Use Kare
Bhaiyon, Ayushman card to ban gaya, par chalega kahan? Sabse zaroori baat - card sirf empanelled (registered) hospitals me chalta hai, har hospital me nahi! Pure India me 36,000+ hospitals PMJAY se jude hain (~19,483 sarkari + 16,746 private), jahan Rs 5 lakh/saal tak ka cashless ilaaj FREE milta hai. Ye page: apne pass ka empanelled hospital kaise dhundho, card kaise use karo hospital me, aur kaun si bimari cover hai - sab clear. Emergency me ye jaankari life-saver hai, isliye bookmark kar lo.
Sabse important: Ayushman card sirf empanelled hospital me cashless chalta hai. Ilaaj se pehle hospitals.pmjay.gov.in pe check karo ki hospital empanelled hai ya nahi - warna paisa khud dena padega.
Quick Info
| Detail | Information |
|---|---|
| Coverage | Rs 5 lakh/family/saal (cashless) |
| Empanelled Hospitals | 36,000+ (sarkari + private) |
| Hospital List | hospitals.pmjay.gov.in |
| Treatment Type | Secondary + tertiary (hospitalisation) |
| Pre-existing Disease | Day 1 se cover |
| Hospital Me Help | Ayushman Mitra / PMJAY help desk |
Apne Pass Empanelled Hospital Kaise Dhundhe?
- hospitals.pmjay.gov.in kholo
- Apna State + District select karo
- Hospital type (govt/private) + specialty (jaise cardiology, cancer) choose karo
- List me hospital ka naam, address, contact + kaunsi bimari ka ilaaj dikh jayega
- Hospital ko call karke confirm karo ki PMJAY abhi active hai + tumhari bimari cover hai
Tip: Emergency se pehle hi apne district ke 2-3 empanelled hospitals note kar lo. Planned surgery hai to pehle hospital me confirm karwao.
Hospital Me Ayushman Card Kaise Use Kare? (Step-by-Step)
- Empanelled hospital me jaao → "Ayushman Mitra" / PMJAY help desk dhundho (har empanelled hospital me hota hai)
- Ayushman card + Aadhaar/photo ID dikhao
- Help desk tumhari eligibility verify karega (beneficiary database se)
- Verify hote hi treatment cashless shuru - tumhe paisa nahi dena
- Hospital bill seedha PMJAY/insurance ko bhejta hai
Cashless ka matlab: ilaaj, admission, surgery, dawai, jaanch - sab Rs 5 lakh limit ke andar FREE. Tumhare jeb se kuch nahi (empanelled package ke andar).
Kaun Si Bimari Cover Hai? (Major Categories)
| Category | Examples |
|---|---|
| Heart | Cardiology, bypass, angioplasty, stent |
| Cancer | Oncology, chemotherapy, surgery |
| Kidney | Dialysis, kidney-related treatment |
| Neuro | Neurology, neurosurgery |
| Ortho | Joint replacement, trauma/fracture |
| Other | Gastro, pulmonology, urology, etc. |
1,900+ medical procedures/packages cover hote hain. Pre-existing diseases (diabetes, BP, cancer, kidney) day 1 se cover hain - waiting period nahi. Note: zyadatar OPD/normal checkup cover nahi, ye hospitalisation (admission) wale ilaaj ke liye hai.
Kya Cover NAHI Hota?
- OPD (bina admission ka normal consultation) - generally nahi
- Cosmetic surgery, fertility treatment - covered nahi
- Non-empanelled hospital ka ilaaj - cashless nahi milega
- Package limit se zyada ka kharch (Rs 5 lakh cross hone par)
Scam Warning
- "Ayushman card se paisa milta hai cash me" - JHOOTH. Ye cashless treatment scheme hai, account me paisa nahi aata.
- "Card banwane/activate karne ki fee" - FRAUD. Card + treatment dono FREE.
- Fake "empanelled" bata ke private hospital extra paisa maange - help desk pe PMJAY package confirm karo, hospitals.pmjay.gov.in pe verify karo.
Ayushman Hospital List FAQs
Q: Ayushman card kaun se hospital me chalega? A: Sirf empanelled (PMJAY-registered) hospitals me - 36,000+ pure India me. hospitals.pmjay.gov.in pe apne district ka list dekho.
Q: Hospital me card kaise use kare? A: Empanelled hospital ke Ayushman Mitra/PMJAY help desk pe card + Aadhaar dikhao → eligibility verify → cashless treatment shuru.
Q: Kitna paisa cover hota hai? A: Rs 5 lakh/family/saal cashless - hospitalisation, surgery, dawai, jaanch sab andar.
Q: Pre-existing bimari cover hai? A: Haan - diabetes, BP, cancer, kidney jaise pre-existing diseases day 1 se cover, koi waiting period nahi.
Q: Private hospital me chalega? A: Haan, agar wo empanelled hai. List me confirm karo - sab private hospital empanelled nahi hote.
Q: OPD/normal checkup cover hai? A: Generally nahi - ye mainly hospitalisation (admission wale) ilaaj ke liye hai. OPD zyadatar cover nahi.
Ye Bhi Zaroor Padhein
- ESIC Card 2026 - Eligibility + Benefits - Free family medical + sickness/maternity
- ABHA Card (Health ID) 2026 - Kaise Banaye - 14-digit digital health records ID, FREE
- Ayushman Card Online Apply (Bihar) - Card kaise banaye
- Ayushman Card Status Check - Card bana ya nahi check karo
- Ayushman Vay Vandana Card (70+ Senior Citizens) - Buzurgo ke liye
- Health Insurance Tax Deduction 80D - Extra health cover ka tax benefit
- Bihar Government Schemes Guide - Aur sarkari yojana
Source: PMJAY official (pmjay.gov.in, hospitals.pmjay.gov.in). 36,000+ hospitals as of May 2026. Verified 13 June 2026.
Bhai, Ayushman card sirf bana lena kaafi nahi - pata hona chahiye ki chalega kahan. Apne district ke empanelled hospitals abhi note kar lo, emergency me Rs 5 lakh tak ka muft ilaaj ye card dilata hai. Bas dhyan rahe - non-empanelled hospital me cashless nahi milega.
Apply on PMJAY (Ayushman Bharat)
Official portal pe directly apply karo
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