Finance Hub

ITR Filing Common Mistakes 2026 - 8 Galtiyan Jo Refund Atka De / Notice Layein

5 min read · ITR file karte waqt ye 8 common galtiyan refund atka deti ya income tax notice laati hain - galat ITR form, e-verify bhulna, Form 26AS/AIS mismatch, galat regime, wrong bank account. Last date 31 July se pehle inse bacho - full checklist yahan.

ITR for Freelancers/Business 2026 - Konsa Form, 44ADA Presumptive + Form 10-IEA

5 min read · Freelancer/self-employed ho? ITR-4 (presumptive 44ADA - 50% income, gross Rs 50-75 lakh tak) ya ITR-3 (regular books) bharo. Old regime chahiye to Form 10-IEA. Advance tax (liability Rs 10,000+), GST + filing process - full guide tight aur clear.

ITR for Pensioners/Senior Citizens 2026 - Exemption, Konsa Form + 80TTB Benefit

5 min read · Pensioner/senior citizen ho? Pension salary jaisa taxable. Old regime me exemption Rs 3 lakh (60-79 saal) / Rs 5 lakh (80+). 80TTB se FD/savings interest Rs 50,000 tak tax-free. ITR-1 form. 75+ ko filing chhoot (194P) - kab + kaise, full guide tight.

EPF Interest 2025-26 (8.25%) Kab Aayega? PF Passbook Mein Byaaj + Balance Check

5 min read · EPF interest 2025-26 kab aayega? Rate 8.25% confirmed (0.688% per month). Byaaj passbook mein June-August 2026 ke beech credit hota - delay se koi nuksan nahi (closing balance mein add). PF balance check (passbook/UMANG/SMS/missed call) - sab yahan.

Income Tax Notice 143(1) Intimation 2026 - Kya Hai, Kya Kare? Password + Response

5 min read · ITR ke baad income tax 143(1) intimation aaya? Ghabrao mat - ye normal hai (har ITR par aata). Isme department ki calculation aapki se match karke 3 result deta: nil (sab theek), refund, ya demand. Password = PAN+DOB. Kya kare, kaise jawab - sab yahan.

ITR Last Date 2026 - Kab Tak Bhare? Miss Hui To Late Fee + Belated Return

5 min read · ITR last date 2026 (AY 2026-27) salaried ke liye 31 July 2026. Miss ho gayi to belated return 31 December tak (late fee 234F Rs 1,000/5,000 + 1% per month interest). Audit cases 31 Oct. Deadline, penalty, belated + ITR-U process - sab yahan.

Konsa ITR Form Bharein 2026 - ITR-1 vs ITR-2 vs ITR-4 (Salary, Capital Gain, 2 Ghar)

5 min read · Konsa ITR form bharein 2026 (AY 2026-27)? Salaried = ITR-1 (ab 2 ghar + LTCG 1.25 lakh tak bhi). Capital gain zyada/3 ghar/foreign = ITR-2. Business presumptive = ITR-4. Galat form = defective notice. Sahi form kaise chunein - yahan.

EPF Transfer Online 2026 - Job Change Pe PF Kaise Transfer/Merge Kare (Form 13)

5 min read · Job change kiya? Purana PF naye account me transfer karna zaroori. 2024 se UAN+KYC ho to auto-transfer hota hai. Manual: Form 13 EPFO portal se. Multiple PF accounts ko 'One Member One EPF' se merge karo - full guide.

Gratuity Calculation 2026 - Formula, Eligibility (5 Saal) + Rs 20 Lakh Tax-Free

5 min read · Gratuity kitni milegi? Formula = (last salary x 15 x saal) / 26. 5 saal continuous service pe milti (death/disability me waived). Max Rs 20 lakh tax-free. New Labour Code changes + calculation example - full guide.

Form 15G / 15H 2026 - FD Interest Pe TDS Kaise Bachaye + Kaise Bhare

5 min read · FD/interest pe TDS kat raha hai? Form 15G (60 se kam) / 15H (senior citizen) bharke TDS bachao - agar total income tax-free limit me hai. Eligibility, online kaise bhare, 15G vs 15H + naya Form 121 update - full guide.

Mudra Loan Status Check 2026 - Application Track (Shishu/Kishore/Tarun) Kaise Dekhe

5 min read · PM Mudra loan apply kiya? Application status check karo - Submitted, Under Review, Sanctioned ya Rejected. udyamimitra.in / JanSamarth / apne bank se track. Shishu/Kishore/Tarun + reject hone par kya - full guide.

Post Office MIS 2026 - Monthly Income Scheme 7.4%, Rs 9 Lakh Limit + Calculator

5 min read · Post Office Monthly Income Scheme (MIS) 2026 - har mahine fixed income chahiye? 7.4% interest, max Rs 9 lakh (single) / Rs 15 lakh (joint), 5 saal. Koi bhi adult khol sakta hai. Monthly payout calculation + account kaise khole - full guide.

Form 26AS + AIS Download 2026 - Kaise Dekhe? ITR Se Pehle Zaroori (TDS Check)

5 min read · ITR file karne se pehle Form 26AS aur AIS zaroor dekho - isme tumhara TDS, tax paid, income sab record hota hai. incometax.gov.in se download karo. 26AS vs AIS ka difference + mismatch fix - sab step-by-step yahan.

Senior Citizen Savings Scheme (SCSS) 2026 - 8.2% Interest, Rs 30 Lakh Limit + Account Kaise Khole

5 min read · Senior Citizen Savings Scheme 2026 - 60+ buzurgo ke liye 8.2% interest wali sarkari scheme. Max Rs 30 lakh, 5 saal, har quarter regular income, 80C tax benefit. Eligibility, quarterly payout, account kaise khole - full guide.

Sukanya Samriddhi Yojana (SSY) 2026 - 8.2% Interest, Maturity Calculation + Account Kaise Khole

5 min read · Sukanya Samriddhi Yojana 2026 - beti ke liye 8.2% interest wali sarkari scheme. Min Rs 250/max Rs 1.5 lakh/saal, 15 saal jama + 21 saal me maturity, 100% tax-free (EEE). Eligibility, maturity calculation + account kaise khole - full guide.