Bank of India Credit Officer Recruitment 2026 - 779 Posts (MMGS-II/III, SMGS-IV), Apply by 20 July
⚡ 30-SECOND SUMMARY
Important Dates
Notification (Project 2026-27/01)
2026-06-29
Apply Online Window (Apply Now)
30 June - 20 July 2026
Last Date to Apply + Fee
2026-07-20
Online Exam
TBA (separately advised)
Application Fee
Payment: Debit/Credit Card, Net Banking, UPI
🎓 Eligibility & Overview▾
Organization
Bank of India (BOI)
Last Date
20 Jul 2026
Qualification
Graduate 60% (55% reserved) ya CA/CMA/CS/CFA; MBA/PGDBM preferred + 3-7 yrs officer experience (credit domain)
Age Limit
MMGS-II: 25-32 | MMGS-III: 28-38 | SMGS-IV: 32-45 (as on 01.06.2026)
📝 Kaise Apply Karein (6 steps)▾
How to Apply
- 1bankofindia.bank.in -> Career -> Recruitment Notice pe jaao
- 2'Credit Officers in GBO Stream - Project No. 2026-27/01' notice kholo
- 3IBPS registration link (ibpsreg portal) se apply karo
- 4Scale select karo (MMGS-II/III ya SMGS-IV) - experience ke hisaab se
- 5Personal + education + experience details bharo, documents upload karo
- 6Fee pay karo (Rs 850 Gen/OBC/EWS, Rs 175 SC/ST/PwBD) aur submit + printout
Required Documents
📄 Complete Details▾
Bank of India Credit Officer Recruitment 2026 - 779 Posts, Apply by 20 July
Banking me officer experience hai aur bade bank me credit role chahiye? Bank of India (BOI) ne Credit Officers (GBO Stream) ke 779 posts nikale hain - Project No. 2026-27/01 (notification 29 June 2026). Scale-wise: MMGS-II 677, MMGS-III 61, SMGS-IV 41 posts. Application 30 June se 20 July 2026 tak open hai. Important: ye fresher job NAHI hai - Graduate (60%) ke saath 3-7 saal ka officer-level experience (credit/MSME/project finance domain) chahiye, scale ke hisaab se. Pay MMGS-II me Rs 64,820 basic se shuru. Selection online exam + interview (70:30) se.
Quick Info
| Detail | Information |
|---|---|
| Post | Credit Officers - GBO Stream (Project 2026-27/01) |
| Bank | Bank of India (BOI) |
| Total Vacancy | 779 (MMGS-II 677 + MMGS-III 61 + SMGS-IV 41) |
| Apply Window | 30 June - 20 July 2026 |
| Qualification | Graduate 60% (55% reserved) ya CA/CMA/CS/CFA; MBA/PGDBM |
| Experience | MMGS-II: 3 yrs, MMGS-III: 5 yrs, SMGS-IV: 7 yrs (officer, credit domain) |
| Age (01.06.2026) | II: 25-32 |
| Fee | Rs 850 (Gen/OBC/EWS), Rs 175 (SC/ST/PwBD) |
| Selection | Online Exam + Interview (70:30) |
| Official Website | bankofindia.bank.in |
Direct Links
Recruitment Notice @ Bank of India (Career -> Recruitment Notice -> Project 2026-27/01 - wahan se IBPS apply link kholo)
Reality Check (Fresher dhyan do): Ye experienced-officer bharti hai - bina 3+ saal ke officer/credit experience ke eligible NAHI ho. Fresher graduate ho to IBPS PO (21 July tak) ya SBI PO (8 July tak) bharo - wahi entry route hai.
Scale-Wise Vacancy + Eligibility
| Scale | Posts | Experience (Officer) | Age (01.06.2026) |
|---|---|---|---|
| MMGS-II | 677 | 3 yrs (2 yrs MSME/Commercial Credit/Project Finance) | 25-32 |
| MMGS-III | 61 | 5 yrs (3 yrs credit domain) | 28-38 |
| SMGS-IV | 41 | 7 yrs (4 yrs credit domain) | 32-45 |
Qualification (sab scales): Graduation 60% marks (55% SC/ST/OBC/PwBD) YA CA/CMA-ICWA/CS/CFA. MBA/PGDBM/2-yr PG (Banking/Finance) bhi accepted - SMGS-IV ke liye PG explicitly. Exact degree list official notification PDF me.
Total 779 me 475 posts pichle cycle ke unfilled carry-forward hain - matlab bank seriously bharna chahta hai. Experience hai to strong chance.
Selection Process
- Online Exam (date TBA): 125 questions, 125 marks, 120 min - English 25 marks (sirf qualifying) + Professional Knowledge 100 marks (merit isi se). Negative marking 1/4 per wrong
- Personal Interview
- Final Merit = Exam 70 : Interview 30
- Document verification + medical
Professional Knowledge (credit/banking/finance) hi asli scorer hai - English sirf qualify karna hai. Exam date "separately advised" hogi - notification ke mutabik.
Salary - Pay Scales
| Scale | Pay Scale |
|---|---|
| MMGS-II | Rs 64,820 - 93,960 |
| MMGS-III | Rs 85,920 - 1,05,280 |
| SMGS-IV | Rs 1,02,300 - 1,20,940 |
Plus DA, HRA, allowances (12th Bipartite structure). MMGS-II ka gross PO se kaafi upar hota - experienced role ka premium.
Bond note: Kuch sources security deposit/bond clause batate hain (Rs 2-3 lakh refundable, 3 saal service) - exact terms official notification PDF se confirm karo before applying.
How to Apply (Steps)
- bankofindia.bank.in -> Career -> Recruitment Notice
- "Credit Officers in GBO Stream Project No. 2026-27/01" kholo - notification PDF padho (especially experience definition + bond)
- IBPS registration link se apply karo - scale select karke
- Education + experience certificates ki details bharo, documents upload
- Fee pay karke submit + printout (last date 20 July)
Scam Warning - Bank Job Fraud
Patna Case (2025): "Bank of India me officer bharti, seedha joining Rs 3 lakh me" - pura fraud tha. Bank recruitment sirf exam + interview merit se hota hai.
Red Flags:
- "Experience certificate bana denge" - FRAUD + criminal (DV me pakde jaoge, career khatam)
- "Interview me setting (30 marks)" - FRAUD
- Fake "bankofindia" apply links - sirf bankofindia.bank.in se official notice kholo
- "Bond maaf karwa denge" - terms official PDF me fixed hain
Safe Rehne Ke Liye: Sirf official site + IBPS portal, kisi agent ko paisa mat do. Report: cybercrime.gov.in | 1930
Sources & References
Official:
- bankofindia.bank.in/career/recruitment-notice - Project 2026-27/01 notification PDF + apply link
Key Facts: Notification 29 June 2026; apply 30 June - 20 July; 779 posts; exam date TBA.
Helpline: Cyber Crime: 1930
Last Verified: 3 July 2026 (application open till 20 July)
FAQs
Q: BOI Credit Officer 2026 me kitne posts hain?
A: 779 posts - MMGS-II 677, MMGS-III 61, SMGS-IV 41 (Project 2026-27/01). Isme 475 pichle cycle ke carry-forward posts included.
Q: Kya fresher apply kar sakte hain?
A: Nahi - minimum 3 saal officer-level experience (credit/MSME/project finance) chahiye MMGS-II ke liye bhi. Fresher IBPS PO/SBI PO try karein.
Q: Apply ki last date kya hai?
A: 20 July 2026. Application 30 June se open hai - bankofindia.bank.in ke career section se IBPS link pe.
Q: BOI Credit Officer ki salary kitni hai?
A: MMGS-II: Rs 64,820-93,960, MMGS-III: Rs 85,920-1,05,280, SMGS-IV: Rs 1,02,300-1,20,940 + DA/HRA/allowances.
Q: Selection kaise hoga?
A: Online exam (125 marks: English 25 qualifying + Professional Knowledge 100) + Interview, weightage 70:30. Negative marking 1/4.
Q: Exam kab hoga?
A: Date abhi announce nahi - notification kehta hai "separately advised". Admit card/updates official site pe.
Q: Application fee kitni hai?
A: Rs 850 (Gen/OBC/EWS), Rs 175 (SC/ST/PwBD) - online payment.
Q: Kya CA/CFA wale apply kar sakte hain?
A: Haan - CA/CMA-ICWA/CS/CFA graduation-60% requirement ka alternative hai. Experience requirement phir bhi lagegi (scale-wise 3-7 yrs).
Ye Bhi Zaroor Padhein
- IBPS PO Recruitment 2026 - 6,715 Posts (fresher route) - 21 July tak apply
- IBPS SO Recruitment 2026 - 745 Specialist Posts - Specialist officers, 21 July tak
- SBI PO Recruitment 2026 - 1500 Posts - 8 July tak apply
- IBPS PO Salary 2026 - Entry-level officer pay compare
- RBI Grade B 2026 - Central bank officer track
Source: Bank of India official recruitment notice (Project 2026-27/01), careerpower, bankersadda, freejobalert, adda247. Verified 3 July 2026 - application open till 20 July. Bond/security-deposit exact terms official PDF se confirm karein.
Bhai, credit/banking me 3+ saal ka officer experience hai to ye mid-career jump ka top mauka hai - MMGS-II direct entry, 779 posts. 20 July last date. Experience certificates abhi organize karo, Professional Knowledge prep shuru. Fresher ho to IBPS PO/SBI PO pe focus karo.
Last Updated: 3 July 2026
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Abhishek - SkillUP Bihar
Bihar Sarkari Naukri Expert
Content Researcher & Writer. Official govt sources se verified content. Bihar sarkari naukri expert. Har page kam-se-kam 2 official sources se cross-verified.