Loan App Asli Hai Ya Nahi - RBI Ki Do List Se Khud Jaancho; Aur Wo Link Jo Aadhe Blog De Rahe Hain, Wo Kaam Hi Nahi Karta

Quick Info

Bhaiyon, ye page ek hi sawaal ka jawab deta hai: jo app aapke phone par 5 minute me loan de raha hai, wo RBI ke daayre me hai ya nahi. Uska jawab andaze se nahi, RBI ki apni list se milta hai.

Wo Link Jo Aadhe Blog De Rahe Hain, Chalta Hi Nahi

Bahut se blog "RBI approved loan apps list" ka link dete hain - RBI ki Digital Lending Apps directory ka. Humne wo 28 August 2026 ko khud khola. RBI ki site jawab deti hai:

"Sorry for your inconvenience. The file you are looking for is not available or misspelled."

Aur dhyan dijiye - us link ka HTTP status 200 aata hai, yaani wo "chalta hua" lagta hai. Andar RBI ka error page hai. Isi wajah se wo blog se blog ghoomta reh gaya aur kisi ne khola nahi.

RBI Ki Do List - Aur Doosri Zyada Zaroori Hai

RBI ke Non Banking Financial Companies wale panne par do list milti hain, dono Excel evam PDF me:

1. List of NBFCs and ARCs registered with the RBI
2. List of NBFCs and ARCs whose CoR has been cancelled by the RBI - jinka registration radd ho chuka hai

Doosri hi asli kaam ki hai. App aksar aise lender ka naam deta hai jo kabhi registered tha. Aap pehli list me naam dhoondhoge, mil jayega, aur nishchint ho jaoge - jabki uska registration radd ho chuka hai.

Naam pehli me ho aur doosri me na ho - tabhi baat bani.

Us panne par search box nahi hai - poori list download karke naam dhoondhna padta hai. Isi jhanjhat ke bharose thag chalte hain.

App Par Lender Ka Naam Hi Nahi? Wahin Ruk Jaao

Har niyamit app ko batana hota hai ki paisa kiska hai - kaun sa bank ya NBFC peeche hai. Wo naam Play Store ki listing ya app ki website par hona chahiye.

Naam nahi mil raha to aage jaanchne ki zaroorat hi nahi. Uninstall kijiye.

Panch Nishaniyan

1. "Bina document, 5 minute me paisa" - asli lender KYC maangta hai. Jo nahi maangta, wo loan nahi, aapka data le raha hai.
2. Contact list aur gallery ki permission - loan ke liye phonebook ki zaroorat nahi hoti. Wo isliye maangi jaati hai taaki baad me rishtedaron ko phone kiya ja sake.
3. Paisa aane se pehle "processing fee" - asli loan me fee raqam me se katti hai.
4. Avdhi 7 se 15 din - itna kam waqt isliye, taaki aap dobara loan lein.
5. Byaj "per day" - "sirf 1% roz" saal ka 365% hota hai.

Phans Chuke Hain To

Dhamki dene wale ko paisa mat bhejiye. Gali dena, photo edit karna, rishtedaron ko phone karna - paisa dene se ye rukta nahi, badhta hai.

Shikayat sahi jagah kijiye:

Aur screenshot rakhiye - app ka naam, permission, message, call record. Shikayat me yahi kaam aata hai.

Chhatron Ke Liye

Ye jaal sabse zyada un par chalta hai jinke paas apni aay nahi - chhatra, jo form ki fee ya kiraye ke liye 3-5 hazaar dhoondh rahe hain.

Bihar me padhai ke liye Student Credit Card hai, jisme byaj sarkar bharti hai. Wo dheema hai, par blackmail nahi karta. Ek app se liya 5,000 ka loan aage 40,000 ka pichha ban jaata hai.

FAQs

Q: Loan app asli hai ya nahi, kaise pata karun? A: App par likhe lender ka naam RBI ki NBFC list me dekhiye - aur radd wali list me bhi. Pehli me ho aur doosri me na ho, tabhi theek.

Q: RBI ki list kahan milti hai? A: RBI ke Non Banking Financial Companies wale panne par - "registered" aur "CoR cancelled", dono Excel/PDF me.

Q: Blog wala "RBI approved apps list" link kaam kyun nahi karta? A: Wo panna RBI par ab hai hi nahi - kholne par error page aata hai. Status 200 aane se wo chalta hua lagta hai.

Q: App par lender ka naam nahi likha, to? A: Uninstall kijiye.

Q: Shikayat kahan karun? A: RBI-niyamit sansthan ke khilaf cms.rbi.org.in ya 14448. Avaidh app ke liye sachet.rbi.org.in. Paisa gaya to 1930.

Q: Recovery wale dhamka rahe hain, kya karun? A: Paisa mat bhejiye. Screenshot aur call record rakhiye, aur shikayat kijiye. Ye apradh hai.

Q: 1% roz ka byaj kitna hota hai? A: Saal ka 365%.

Q: Chhatra hoon, paisa chahiye - kya karun? A: Bihar ka Student Credit Card dekhiye - usme byaj sarkar bharti hai.

Zaroori Links

• RBI - Non Banking Financial Companies (NBFC list)
• RBI Complaint Management System
• RBI Sachet - avaidh entity ki rapat
• National Cyber Crime Reporting Portal

Ye Bhi Zaroor Padhein

• Bank Ki Website Ka Pata Badal Gaya - sbi.bank.in aur pnb.bank.in fake nahi hain

• Bihar Student Credit Card Apply 2026 - padhai ke liye asli rasta, jisme byaj sarkar bharti hai

• UPI, QR Code Aur OTP Fraud Bihar 2026 - paisa jaane ka doosra sabse aam tarika

• CIBIL Credit Score Check Aur Kaise Badhaye 2026 - loan reject hone ki asli wajah

• Personal Loan Kaise Le 2026 - niyamit rasta, aur usme bhi kya dekhna hai

Source: Reserve Bank of India ki apni website, 28 August 2026 ko khud kholkar jaanchi gayi. RBI ke Non Banking Financial Companies wale panne (rbi.org.in/scripts/bs_nbfclist.aspx) par do list hain - "List of NBFCs and ARCs registered with the RBI" evam "List of NBFCs and ARCs whose CoR has been cancelled by the RBI" - dono Excel evam PDF me, aur us panne par koi search box nahi hai. RBI Complaint Management System (cms.rbi.org.in) par "Reserve Bank - Integrated Ombudsman Scheme, 2026" darj hai, aur wahin likha hai ki contact centre 14448 ka IVRS 24x7 hai evam karmiyon se baat Somvaar se Shanivaar, subah 8:00 se raat 10:00 tak hoti hai. RBI ke Digital Lending Apps directory ka jo URL kai jagah diya ja raha hai, wo humne khud khola aur usne RBI ka error page dikhaya - isliye wo link yahan nahi diya gaya. Kisi bhi app ka naam is page par nahi likha gaya - wo list roz badalti hai, aur uska ek hi bharosemand thikana RBI ki apni download hai.

Bhaiyon aur behno, ek baat. In app ka asli dhandha byaj nahi hai - aapki phonebook hai. Wo permission isliye maangte hain taaki jis din aap ek din late hon, us din aapke pitaji, chacha aur dostoun ko phone jaaye. Isiliye pehla bachaav install karne se pehle hai, chukane ke waqt nahi. Do minute lagakar lender ka naam RBI ki list me dekh lijiye - us do minute me poora saal bach jaata hai.