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Active ScamVerified 22 Jul 2026

Sarkari Yojana Card Rs 2 Lakh Scam Alert 2026 - Ye 100% FAKE Hai, PIB Ne Pakda

🚨 Online Fraud📅 22 Jul 2026🛡️ Verified Report

⚡ 30-SECOND SUMMARY

WhatsApp/Telegram pe 'Sarkari Yojana Card se Rs 2 Lakh milega, yahan apply karo' wala message aa raha hai? Ye 100% FAKE hai - PIB Fact Check ne debunk kiya. Sach: PMJDY RuPay card pe Rs 2 lakh ACCIDENT INSURANCE cover hota hai (cash NAHI, conditional).
Warning: Ye scam abhi bhi active ho sakta hai. Suspicious activity report karo: 1930 (Cyber Helpline)
🔍 Investigation Details

Sarkari Yojana Card Rs 2 Lakh Scam - Ye Jhooth Hai, Mat Phaso

Bhaiyon, WhatsApp/Telegram/Facebook pe ye message ghoom raha hai: "Sarkari Yojana Card banwao, Rs 50,000 se Rs 2 lakh tak milega - yahan click karke apply karo" (aksar 13-65 saal walo ko target karta hai). Seedha sach: ye 100% FAKE hai. PIB Fact Check (Government of India) ne isse official taur pe debunk kiya hai - koi bhi yojana "card" banwane par cash Rs 2 lakh nahi deti. Ye ek data-chori ka jaal hai - fake apply-page pe tumhara Aadhaar, bank detail, OTP le ke account khali kar dete hain. Asli sach + bachne ka tarika neeche.

Asli Sach (Confusion Ka Source)

  • PM Jan Dhan Yojana (PMJDY) ke RuPay card pe Rs 2 lakh ka ACCIDENT INSURANCE cover hota hai - cash nahi, aur wo bhi conditional (accident/death par, terms ke saath, card active hona zaroori)
  • Scammers isi "Rs 2 lakh" ko todमरod ke "Rs 2 lakh cash yojana card" bana dete hain
  • Matlab: number asli scheme se uthaya, par "cash milega" wala dawa jhooth hai

Ye Scam Kaise Kaam Karta Hai

  1. WhatsApp/Telegram/FB pe "Yojana Card se Rs 2 lakh" ka message + fake link
  2. Link ek fake "apply/registration" page kholta hai (sarkari jaisa dikhta hai)
  3. Wahan Aadhaar number, bank account, mobile OTP maangte hain
  4. OTP/detail dete hi account se paisa nikal liya jaata hai; ya "processing fee/card fee" ke naam pe paisa maangte hain
  5. Kuch versions me APK app download karwa ke phone hack karte hain

Red Flags (Pehchano)

  • "Card banwao, cash milega" - koi sarkari yojana card banwane par direct cash nahi deti
  • WhatsApp/Telegram forward me apply-link - sarkar aise apply nahi karwati
  • OTP / bank detail / Aadhaar maange - kabhi mat do
  • Fee/charge maange registration ke liye
  • .gov.in nahi wala fake domain (jugaad naam)

Bachne Ka Tarika

  • Kisi bhi forward-link pe Aadhaar/bank/OTP mat daalo
  • Yojana ki sachai sirf official .gov.in portal / PIB Fact Check se
  • Suspicious message aaye to PIB Fact Check pe verify (ya @PIBFactCheck)
  • Fraud ho gaya to 1930 (cyber helpline) call karo + cybercrime.gov.in pe report
  • Ghar ke buzurgon/gaon walo ko bhi batao - ye mostly unhe target karta hai

FAQs

Q: Kya "Sarkari Yojana Card Rs 2 Lakh" sach hai?

A: Nahi - 100% FAKE. PIB Fact Check ne debunk kiya. Koi yojana card banwane par Rs 2 lakh cash nahi deti.

Q: Fir Rs 2 lakh wali baat kahan se aayi?

A: PMJDY RuPay card pe Rs 2 lakh ACCIDENT INSURANCE cover hota hai (cash nahi, conditional) - scammers isi ko twist karte hain.

Q: Message me link aaya, kya karu?

A: Click mat karo, Aadhaar/OTP/bank detail mat do. Delete karo aur PIB Fact Check pe verify karo.

Q: Galti se detail de di to?

A: Turant 1930 (cyber helpline) call karo, bank ko inform karo (account freeze), cybercrime.gov.in pe report.

Q: Asli yojana kaise check kare?

A: Sirf official .gov.in portal ya PIB Fact Check se - WhatsApp forward kabhi official source nahi.

Q: Ye kis ko target karta hai?

A: Mostly rural, buzurg, aur kam-jaankari wale log - unhe ghar walo ko batao.

Q: Kaunse app/link se bachna hai?

A: Kisi bhi WhatsApp/Telegram/FB forward ke "yojana card apply" link se; aur "yojana card" naam ke APK app download mat karo - wo phone hack karte hain.

Q: Kya PMJDY ka Rs 2 lakh milta hai?

A: Sirf accident/death insurance ke roop me (conditional, card active + terms), cash nahi. Aam "yojana card cash" ka koi provision nahi.

Ye Bhi Zaroor Padhein


Source: PIB Fact Check (Government of India) - "Sarkari Yojana Card Rs 2 lakh cash" claim FAKE/debunked. PMJDY RuPay = Rs 2 lakh accident insurance (conditional), not cash. Fraud report: 1930 / cybercrime.gov.in.

Bhaiyon, muft ka Rs 2 lakh koi nahi deta - jahan Aadhaar/OTP maange, wahi thag hai. Ghar walo ko batao, ek OTP se poora account khali ho jaata hai!

Last Updated: 22 July 2026

Is Page ka Author

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Abhishek - SkillUP Bihar

Fraud Investigation & Verification

Content Writer. Official govt sources se verified content likhta hai. Bihar sarkari naukri focus. Har page kam-se-kam 2 official sources se cross-verified.

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