Bihar Laghu Udyami Yojana 2026: Rs 2 Lakh Free Grant for Business - Apply Online

Bihar Laghu Udyami Yojana 2026: Rs 2 Lakh Free Grant Se Apna Business Shuru Karein

Bhaiyon, Agar aap apna khud ka chhota business shuru karna chahte hain lekin paison ki kami hai, toh Bihar Sarkar ki Mukhyamantri Laghu Udyami Yojana aapke liye hai. Is scheme mein Rs 2,00,000 ka free grant milta hai - ye loan nahi hai, ye gift hai sarkar ki taraf se. Ek bhi paisa wapas nahi karna. Ye paisa 3 installments mein aapke bank account mein aata hai.

Quick Info: Bihar Laghu Udyami Yojana 2026

Kitna Paisa Milega Aur Kaise?

Ab full Rs 2,00,000 ek saath bank account mein aata hai - pehle 3 installments mein aata tha, ab policy change ho gayi hai.

Important: Ye loan nahi hai - ek bhi paisa wapas nahi karna!

Kaun Apply Kar Sakta Hai? (Eligibility)

1. Bihar ka permanent resident hona chahiye
2. Age: 18-50 years
3. Family: Gariban parivar (government survey list mein naam hona chahiye)
4. Per family: Sirf 1 member apply kar sakta hai
5. Category: SC, ST, OBC, Minority, General (EWS) - sabke liye hai
6. Education: Koi minimum education requirement nahi
7. Previous benefit: Agar pehle Udyami Yojana ka benefit le chuke hain toh eligible nahi
8. Government employee: Eligible nahi hain

Kya Business Start Kar Sakte Hain?

Bihar Sarkar ne 62 types ke businesses approve kiye hain:

Required Documents - ABHI SE Ready Karo

Form sirf 15-20 din ke liye open hota hai. Documents pehle se ready rakho!

• Aadhaar Card - Dono sides scan karo (PDF/JPG)
• Income Certificate (Aay Praman Patra) - Family monthly income Rs 6,000 se kam hona chahiye. RTPS portal se banwao: serviceonline.bihar.gov.in - 7-15 din lagta hai, ABHI banwao
• Caste Certificate - SC/ST/OBC/Minority ke liye. RTPS portal se online apply karo
• Bank Passbook - First page scan karo (account number, IFSC, naam clearly dikhna chahiye). Account Aadhaar linked hona zaroori hai
• Passport Size Photo - White background, fresh photo studio se
• Age Proof - 10th marksheet ya birth certificate
• Self-Declaration Form - Portal pe download hoga, form ke saath milega

LPC (Land Possession Certificate) Chahiye Kya?

Nahi. Laghu Udyami Yojana ke liye LPC required nahi hai. Ye confusion hoti hai kyunki kuch bank loans mein LPC maanga jaata hai, lekin is scheme mein LPC ki zaroorat nahi.

Income Certificate - Sabse Important Document

• Family monthly income Rs 6,000 se kam (Rs 72,000/year) honi chahiye
• BDO (Block Development Officer) issue karta hai
• Online apply: serviceonline.bihar.gov.in
• Banne mein 7-15 din lag sakte hain - abhi se banwana shuru karo

Step-by-Step Apply Process

Step 1: Official Portal Par Jaayein

laghuudyami.bihar.gov.in - Sirf yahi official website hai!

Step 2: Registration Karein

• Mobile number se OTP verification
• Basic details fill karein
• Username & password create karein

Step 3: Application Form Bharein

• Personal details bharein
• Business plan select karein (62 options mein se)
• Bank details (Aadhaar linked account hona chahiye)
• Documents upload karein

Step 4: Submit Karein

• Application review karein
• Submit button dabayein
• Application number save karein

Step 5: Verification & Selection

Selection LOTTERY se hota hai, merit ya marks se nahi!

1. Block level pe document verification hogi
2. District Industry Center (DIC) approval
3. Computerized lottery - Computer random selection karega
4. Selection list portal pe publish hogi
5. Mandatory training attend karo (District Industry Center mein)
6. Training ke baad Rs 2 lakh seedha bank mein transfer hoga

2025 Timeline (Reference for 2026 Expectations)

2026 mein bhi roughly same window expected hai - Feb-March. Portal regularly check karo.

Lottery Selection - Clarifications

Selection lottery se hota hai - ye points samajhna zaroori hai:

• Marks ya percentage matter nahi karte - 10th fail ya PhD, sabko equal chance
• First come first serve nahi - last date ke andar kab bhi apply karo, difference nahi padta
• Sirf eligibility matter karti hai - eligible ho toh lottery mein naam jayega
• Waiting list - ~20% applicants waiting list mein rehte hain (agar pehle wale documents fail honge toh chance milta hai)

Application Status Kaise Check Karein

Method 1: Portal Login

1. laghuudyami.bihar.gov.in pe jaao
2. Aadhaar number aur OTP se login karo
3. Dashboard mein application status dikhega

Method 2: Selection List

1. udyami.bihar.gov.in pe jaao
2. "Latest Updates" ya Result section mein jaao
3. District-wise aur category-wise selection list download karo (PDF)

Scam Alert - Fraud Se Bachein!

Kaise pehchanein fraud ko? Koi bhi paisa maange toh fraud hai. Sirf .gov.in ya .nic.in websites trust karein. CSC Center wale max Rs 50-100 le sakte hain online help ke liye.

FAQs

Q: Kya ye loan hai?

Nahi! Ye free grant hai. Ek bhi paisa wapas nahi karna.

Q: Ek family se kitne log apply kar sakte hain?

Sirf 1 member per family.

Q: Application ke liye koi fee hai?

Bilkul nahi! Application completely free hai. Koi paisa maange toh fraud hai.

Q: Paisa seedha bank mein aayega?

Haan, Direct Benefit Transfer (DBT) ke through Aadhaar linked bank account mein.

Q: Business fail ho gaya toh paisa wapas karna hoga?

Nahi, ye grant hai. Business fail hone par bhi wapas nahi karna.

Q: 2026 mein form kab se bharayega?

Official dates abhi announce nahi hui hain. 2025 reference timeline neeche dekho aur portal regularly check karo: laghuudyami.bihar.gov.in.

Q: Selection lottery se hota hai ya merit se?

Lottery se. Computer random selection karta hai. Marks, percentage, education - kuch matter nahi karta. Sirf eligibility check hoti hai.

Q: Income Certificate kaise banwao?

RTPS Bihar portal (serviceonline.bihar.gov.in) pe online apply karo. BDO office se banta hai, 7-15 din lagta hai. Abhi banwa lo.

Ye Bhi Zaroor Padhein

• PM Ujjwala Yojana - Free Gas Connection - FREE LPG + Rs 300/cylinder subsidy
• PM Surya Ghar Yojana Bihar - Solar panel pe Rs 78,000 subsidy, 300 unit free bijli
• Karpuri Thakur Kisan Samman Nidhi - Kisano ko Rs 9,000/year
• Bihar Free Toolkit Yojana - Kaam ke tools free mein
• PM Vishwakarma Yojana Bihar - Rs 3 lakh loan at 5%, 18 trades ke liye
• PM Mudra Loan Apply Online 2026 - Rs 50K to Rs 20L bina guarantee business loan
• Stand-Up India Scheme 2026 - Rs 10L-1Cr SC/ST/Women - Modi flagship for SC/ST/Women entrepreneurs, greenfield only, CGFSIL cover
• Gram Parivahan Yojana - 50% Vehicle Subsidy - Auto/E-rickshaw pe Rs 1 Lakh subsidy
• Mukhyamantri Divyangjan Udyami Yojana 2026 - Divyang entrepreneurs ke liye Rs 10 lakh (5L grant + 5L interest-free loan)

Page Updated: 22 February 2026

Disclaimer: For latest updates aur application window dates, check laghuudyami.bihar.gov.in. SkillUpBihar is not directly involved in the application process.