Bihar Mukhyamantri Divyangjan Udyami Yojana 2026 - Rs 10 Lakh (5L Subsidy + 5L Loan)

Bihar Mukhyamantri Divyangjan Udyami Yojana 2026 - Rs 10 Lakh Business Support

Bhaiyon, agar aap divyang (disabled, 40%+ disability) ho aur apna business shuru karna chahte ho, toh Bihar Sarkar ki Mukhyamantri Divyangjan Udyami Yojana aapke liye hai. Is scheme me Rs 10 lakh tak ka support milta hai - Rs 5 lakh subsidy (grant, wapas nahi karna) + Rs 5 lakh interest-free loan. Ye Bihar Udyami Yojana ki divyangjan category hai, jo disabled entrepreneurs ko self-employment ke liye fund deti hai. UDID card hona zaroori hai. Apply udyami.bihar.gov.in pe - koi fee nahi, koi bichौliya nahi.

Ye disability pension se ALAG hai - ye business/udyam ke liye loan+subsidy hai. Pension ke liye alag Divyang Pension page dekho.

Divyangjan Udyami Yojana 2026 - Quick Info

Divyangjan Udyami Yojana - Kitna Paisa, Kaise?

Total Rs 10 lakh project cost tak support:

Women, SC/ST, EBC + divyang candidates ko loan completely interest-free milta hai. Loan 7 saal (84 installments) me wapas karna hota hai - bina kisi interest ke.

Divyangjan Udyami Yojana Eligibility

UDID (Unique Disability ID) card mandatory hai divyangjan category ke liye - agar nahi hai to pehle banwao.

Divyangjan Udyami Yojana Documents

• UDID Card (disability proof - mandatory)
• Intermediate (12th) / ITI / Diploma certificate
• Permanent Resident (Niwas) Certificate - Bihar
• Aadhaar Card + Bank account details
• Passport-size photo + signature
• Caste certificate (if applicable, for interest-free benefit)

Divyangjan Udyami Yojana Online Apply Process

1. udyami.bihar.gov.in pe jaao
2. Registration karo (Aadhaar + mobile OTP)
3. Divyangjan category select karo
4. Personal + educational + business plan details bharo
5. UDID + documents upload karo
6. Submit + acknowledgement save karo
7. Selection computerized randomization + verification se hoti hai

Process 100% online + paperless + no intermediary - koi agent paisa maange to scam.

Selection + Fund Release

• Computerized randomization se selection (lottery-based fairness)
• Document verification + business plan review
• Training (kuch din) ke baad
• Fund 3 installments me business setup ke according release hota hai
• Subsidy + loan dono account me aate hain

Scam Warning

• "Divyangjan Udyami me selection guarantee Rs 50,000 me" - 100% FRAUD. Selection randomization se.
• "Loan bina UDID dila denge" - FRAUD. UDID mandatory hai.
• Apply sirf udyami.bihar.gov.in pe - koi fee nahi, agent se door raho.

Divyangjan Udyami Yojana FAQs

Q: Mukhyamantri Divyangjan Udyami Yojana me kitna paisa milta hai? A: Rs 10 lakh tak - Rs 5 lakh subsidy (grant, wapas nahi) + Rs 5 lakh interest-free loan (84 installments).

Q: Kaun apply kar sakta hai? A: 40%+ disability + UDID card wale, Bihar resident, age 18-50, 12th/ITI/diploma pass.

Q: UDID card zaroori hai? A: Haan, mandatory divyangjan category ke liye. Nahi hai to pehle banwao.

Q: Loan pe interest lagta hai? A: Nahi - interest-free loan, 84 monthly installments me wapas.

Q: Application fee hai? A: Nahi - FREE, fully online, no intermediary.

Q: Ye disability pension hai kya? A: Nahi - ye business/self-employment loan+subsidy hai. Pension alag scheme hai.

Ye Bhi Zaroor Padhein

• Disability Certificate + UDID - loan ke liye zaroori, FREE

• Bihar Divyang Disability Pension Yojana 2026 - Monthly disability pension (alag scheme)

• Bihar Mukhyamantri Udyami Yojana 2026 - General Udyami Yojana (SC/ST/EBC/Women categories)

• Bihar Laghu Udyami Yojana 2026 - Rs 2 lakh free grant

• Bihar Mahila Udyami Yojana - Women entrepreneur scheme

• Bihar Startup Policy 2026 - Startup funding + support

Source: Udyami Bihar Official (udyami.bihar.gov.in), Industries Department Bihar. Verified 27 May 2026.

Bhai, divyang ho to ye scheme self-employment ka shaandaar mauka hai - Rs 5 lakh to free hai. Apply official site se, UDID ready rakho.