Mukhyamantri Mahila Udyami Yojana: ₹10 Lakh for Women Entrepreneurs

Mukhyamantri Mahila Udyami Yojana 2026 - Rs 10 Lakh for Women

Application OPEN hai - 25 February se 15 March 2026 tak! Bihar sarkar ki Mahila Udyami Yojana specifically women ke liye hai. Isme Rs 10 Lakh milte hain jismein Rs 5 Lakh subsidy (grant - wapas nahi dena) hai aur baaki Rs 5 Lakh interest-free loan hai. EMI approximately Rs 5,952/month hogi 84 months (7 years) ke liye.

Sabse badi baat, ye scheme sabhi category ki women ke liye hai. General, OBC, SC, ST, Minority, EBC, Divyang - sabke liye same benefits. Last date 15 March 2026 hai - jaldi apply karo!

Quick Scheme Overview

Kaun Apply Kar Sakti Hain? (Eligibility)

Basic Requirements:

1. Woman hona zaroori hai
2. Bihar resident (10+ years)
3. Age: 18-50 years
4. Education: Minimum 10th pass
5. New entrepreneur, existing business nahi hona chahiye

Not Eligible:

• Already business chal raha hai
• Government employee ho
• Pehle is scheme ka benefit le chuki ho
• Age 50 se zyada hai
• 10th pass nahi ho

Kitna Milega? (Benefits)

Interest 0% hai, matlab sirf ₹5 Lakh wapas karna hai, koi extra charge nahi.

Business Ideas for Women

Home-Based: Papad/Pickle Making, Tailoring/Boutique, Bakery Items, Handicrafts, Beauty Services (home visit).

Shop-Based: Beauty Parlour/Salon, Readymade Garments, General Store, Stationery Shop, Mobile Accessories.

Manufacturing: Agarbatti/Candle Making, Jute Products, Food Processing.

Service: Computer Training Center, Tuition Center, Day Care/Creche, Event Management.

Manufacturing aur service businesses ko selection mein preference milti hai, toh agar manufacturing ya skill-based service ka idea hai toh chances zyada hain.

Konse Documents Chahiye?

Personal: Aadhar Card, PAN Card, Recent Passport Photo, Residential Certificate (10 years Bihar), Bank Account (apne naam pe, self name), Active Mobile Number.

Education: 10th Marksheet (minimum required), Higher education certificates (bonus points milte hain).

Business: Project Report (detailed plan), Land/Shop Agreement (rent ya ownership), Machinery/Equipment Quotations, EDP/Skill Training Certificate (agar hai toh).

Tip: DIC (District Industries Centre) office se free mein project report banwa sakte ho. Project report mein realistic numbers do, local market ke hisaab se competition analysis karo aur break-even point zaroor mention karo.

Kaise Apply Karein? (Step-by-Step)

Step 1: Online Registration

1. Visit udyami.bihar.gov.in
2. "Mahila Udyami Yojana" select karein
3. "New Registration" pe click karein
4. Aadhar Number enter karein aur OTP se verify karein

Step 2: Profile Create Karein

1. Personal details bharein
2. Education info add karein
3. Bank details carefully enter karein
4. Photo aur documents upload karein

Step 3: Project Selection

1. Pre-approved projects se choose karein ya custom project propose karein
2. Cost breakdown aur machinery/equipment details bharein

Step 4: Document Upload

• Saare documents clearly scan karke upload karein
• File size limits check karein
• PDF/JPG format use karein
• Ensure naam sab jagah same ho

Step 5: Submit & Track

1. Application review karein aur final submit karein
2. Application number note karein
3. Status regularly track karein portal pe

Step 6: DIC Verification & Selection

1. District Industries Centre documents verify karega
2. Business plan ke baare mein interview hoga
3. Selection committee final approval degi
4. Bank account mein paisa aayega
5. Total process: 3-5 months

Scam Warning

Fake Agents se bachein:

• "₹25,000 do, loan pakka" - FRAUD hai
• "DIC mein setting hai" - JHOOTH hai
• "Women ke liye fast track" - SCAM hai

Yaad rakho:

• Sirf udyami.bihar.gov.in official portal hai
• Application FREE hai, kisi ko paisa mat do
• Direct DIC office jaao, kisi agent/dalal ki zaroorat nahi
• Fraud report: cybercrime.gov.in

Helpline: Toll-Free 1800-345-6214 | Mahila Helpline: 181

FAQs

Q: General category ki women bhi eligible hain? A: Haan! Ye scheme ALL women ke liye hai. General, OBC, SC, ST, Minority sab eligible hain.

Q: Home-based business ke liye bhi milega? A: Haan, home-based businesses bhi eligible hain.

Q: Kya joint account chalega? A: Nahi, bank account sirf aapke naam pe hona chahiye (self name).

Q: Business fail ho gaya toh? A: Loan (₹5 Lakh) wapas karna padega. Subsidy (₹5 Lakh) maaf hai, loan nahi.

Q: EDP training mandatory hai? A: Mandatory nahi, but extra points milte hain selection mein. DIC se free training milti hai, recommended hai.

Q: Husband already business kar raha hai, main apply kar sakti hoon? A: Haan, aap separately apply kar sakti ho agar aapka khud ka koi business nahi hai.

Q: Application kab tak hai? A: 25 February se 15 March 2026 tak apply kar sakte ho udyami.bihar.gov.in pe. Jaldi apply karo, last date miss mat karo.

Q: Kitni women select hoti hain yearly? A: Budget pe depend karta hai. Usually thousands of women har saal benefit karti hain is scheme se. Selection computerized random selection se hoti hai (district-wise targets).

Ye Bhi Zaroor Padhein

• Udyam Registration - FREE MSME Certificate - 15 min mein free MSME certificate, loan ke liye zaroori
• Bihar Startup Incubators - IIT Patna, CIMP se free workspace + mentoring
• Mahila Rojgar Yojana - Women Employment - Business nahi, naukri chahiye? Mahilaon ke liye rojgar scheme
• Laghu Udyami Yojana - Rs 2 Lakh - Chhota business start karna hai? Rs 2 Lakh ka 100% grant milega
• Bihar Free Toolkit Yojana - Rs 15,000 - Construction workers ke liye Rs 15,000 ka aujar grant

Paisa toh mil jayega, par business chalaana aap par hai. Paise milne ke baad sahi jagah invest karo, accounts maintain karo, EMI time pe bharo. Bahut si women ne is scheme se successful business khada kiya hai, aap bhi kar sakti ho.

Application is FREE - Don't pay anyone! Last date 15 March 2026.

Page Last Updated: 27 February 2026