Post Office Interest Rates October-December 2026 - PPF 7.1%, SSY Aur SCSS 8.2%, NSC 7.7%; Vitt Mantralaya Ka 30.09.2026 Memo: Koi Dar Nahi Badli
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Post Office Interest Rates October-December 2026 - Koi Dar Nahi Badli
1 October se 31 December 2026 tak post office ki sabhi small savings schemes ki byaj dar wahi rahegi jo July-September 2026 me thi - PPF 7.1%, Sukanya Samriddhi aur SCSS 8.2%, NSC 7.7%, KVP 7.5%. Vitt Mantralaya ke Department of Economic Affairs ne 30 September 2026 ke memo me ye tay kiya.
Bhaiyon, FD ki daren jab neeche aa rahi hon tab ye sarkari daren kaam ki hain - aur inme paisa doobne ka khatra nahi. 6 October 2026 ko humne DEA ka memo aur National Savings Institute (NSI) ki har scheme ki dar suchi khud padhi.
Post Office Interest Rate October 2026 - Poori Table
| Scheme | Dar (1.10.2026 - 31.12.2026) | NSI suchi me |
|---|---|---|
| Sukanya Samriddhi (SSY) | 8.2% | 01.01.2024 se |
| Senior Citizen (SCSS) | 8.2% | 01.04.2023 se |
| NSC (VIII issue) | 7.7% | 01.04.2023 se |
| Kisan Vikas Patra (KVP) | 7.5% - 115 mahine me double | 01.04.2023 se |
| 5 saal Time Deposit | 7.5% | 01.01.2024 se |
| Monthly Income (MIS) | 7.4% | 01.04.2023 se |
| PPF | 7.1% | 01.04.2020 se |
| 3 saal Time Deposit | 7.1% | 01.01.2024 se |
| 2 saal Time Deposit | 7.0% | 01.01.2024 se |
| 1 saal Time Deposit | 6.9% | 01.01.2024 se |
| 5 saal RD | 6.7% | 01.10.2023 se |
| Bachat khata (SB) | 4.0% | 01.12.2011 se |
NSI ki har suchi me ye dar "to 30.09.2026" tak darj hai, aur DEA memo ne inhe 31 December 2026 tak waise hi rakha.
Post Office Byaj Dar Par Vitt Mantralaya Ka Memo
DEA (Budget Division), F.No.1/4/2019-NS, dinank 30.09.2026: "The rates of interest on various Small Savings Schemes for the third quarter of FY 2026-27 starting from 1st October, 2026 and ending on 31st December, 2026 shall remain unchanged from those notified for the second quarter (1st July, 2026 to 30th September, 2026) of FY 2026-27."
Isse pehle Q1 (April-June) aur Q2 (July-September) ke memo me bhi daren "unchanged" rakhi gayi thin. Agli samiksha 31 December 2026 ke aas-paas - January-March 2027 ke liye.
Post Office Scheme - Kaun Si Kiske Liye
| Aap kaun hain | Behtar vikalp | Kyun |
|---|---|---|
| Beti 10 saal se chhoti | Sukanya Samriddhi | 8.2%, tax-free |
| 60+ buzurg | SCSS | 8.2%, har teen mahine byaj |
| Har mahine aamdani chahiye | MIS | 7.4%, mahine ka byaj |
| Lambi bachat, tax bachana | PPF | 7.1%, 15 saal, tax-free |
| Paisa double karna | KVP / NSC | KVP 115 mahine me double |
Post Office Scheme Me Jama Ki Seema (NSI ke mutabik)
- MIS: "Maximum ₹ 9 Lakhs in single account and ₹ 15 lakhs in Joint Account"
- SCSS: "maximum deposit of ₹30 lacs"
- PPF: "Minimum deposit ₹ 500/- & Maximum deposit ₹ 1,50,000/- in a Financial year"
Post Office Interest Rate Nahi Badli - Purane Account Par Asar
Kuch nahi. NSC, KVP, time deposit jaisi schemes me khata kholte waqt ki dar poori avadhi tak lagti hai. PPF aur Sukanya me har quarter ki ghoshit dar lagti hai - aur wo is quarter bhi nahi badli.
Post Office Byaj Dar vs Bank FD
Kai bank 5 saal FD par isse kam dete hain - apne bank ki dar dekhiye: best FD rates. FD byaj par TDS kat raha ho aur aay taxable na ho to Form 15G/15H.
Scam Warning
"Post office scheme me 12% byaj, agent ke paas jama karo" - post office ki koi scheme upar ki dar nahi deti. Jama sirf post office/bank counter ya India Post app se, rasid lekar. Shikayat: cybercrime.gov.in | 1930
FAQs
Q: Post office interest rate October 2026 kya hai? A: Koi badlav nahi - PPF 7.1%, SSY 8.2%, SCSS 8.2%, NSC 7.7%, KVP 7.5%, MIS 7.4%.
Q: PPF interest rate October-December 2026 kitna hai? A: 7.1%.
Q: Sukanya Samriddhi interest rate October 2026 kya hai? A: 8.2%.
Q: SCSS interest rate Q3 2026-27 kya hai? A: 8.2%.
Q: NSC interest rate October 2026 kitna hai? A: 7.7% (VIII issue).
Q: KVP me paisa kitne mahine me double hota hai? A: 115 mahine (7.5%).
Q: Post office RD interest rate 2026 kya hai? A: 5 saal RD 6.7%.
Q: Agli baar byaj dar kab badlegi? A: Sarkar har quarter samiksha karti hai - January-March 2027 ki dar December 2026 ke aakhir me.
Zaroori Links
Ye Bhi Zaroor Padhein
- PPF account kaise kholein - 7.1%
- Sukanya Samriddhi calculator - 8.2%
- SCSS 2026 - buzurgon ke liye
- Post office MIS calculator - mahine ki aamdani
- NSC aur KVP - paisa double
- Best FD rates - bank se tulna
Source: 6 October 2026 ko khud padhe - Vitt Mantralaya (DEA, Budget Division) ka Office Memorandum F.No.1/4/2019-NS, dinank 30.09.2026 (PDF, scan): Q3 FY 2026-27 ki daren Q2 jaisi; National Savings Institute ki dar suchiyan (nsiindia.gov.in, Id_Pk 178-185, 187): har scheme ki dar "to 30.09.2026" ke saath, aur MIS/SCSS/PPF ki jama seema. Mahila Samman Savings Certificate NSI suchi me nahi mila, isliye shamil nahi.
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