EPF Wage Ceiling Ab Rs 25,000 - 17 September 2026 Se Naya Niyam; Rs 15,000 Se 25,000 Tak Salary Walon Ka PF, Pension Aur Beema Zaroori, Take-Home Par Asar
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EPF Wage Ceiling Ab Rs 25,000 - 17 September 2026 Se
Kendra sarkar ne EPFO ki wage ceiling Rs 15,000 se badhakar Rs 25,000 mahina kar di hai - Shram aur Rozgar Mantralay ki adhisoochna S.O. 5109(E), 17 September 2026 se laagu. Iska matlab: jinki PF wage (basic + DA) Rs 25,000 tak hai, unke liye EPF, EPS (pension) aur EDLI (beema) teeno ab anivarya hain. EPFO ke anusar 51 lakh se zyada naye karmchari isme aayenge.
Bhaiyon, private naukri ya contract par kaam karne wale - jinki salary 15 se 25 hazar ke beech hai - unki salary slip October se badli dikh sakti hai: PF zyada katega, par company bhi utna hi daalegi. Ye 2014 ke baad pehli baar badla hai. 16 October 2026 ko humne Gazette adhisoochna aur EPFO ka 13 panne ka FAQ khud padha - neeche ki har baat wahi se.
EPF Wage Ceiling 2026 - Ek Nazar Me
| Cheez | Byora |
|---|---|
| Adhisoochna | S.O. 5109(E), 17.09.2026 - Shram aur Rozgar Mantralay |
| Kanoon | Code on Social Security, 2020 - dhara 2(89) |
| Purani ceiling | Rs 15,000 mahina (September 2014 se) |
| Nayi ceiling | Rs 25,000 mahina |
| Laagu | 17 September 2026 se |
| Kin yojanaon par | EPF, EPS aur EDLI |
| Naye member (anumaan) | 51 lakh se zyada |
| Aavedan | koi nahi - company enrol karegi |
EPF Wage Ceiling Badhne Se Kisko Asar Padega
| Aapki PF wage (basic + DA) | Kya badla |
|---|---|
| Rs 15,000 tak | Kuch nahi - pehle se anivarya |
| Rs 15,001 se Rs 25,000 | Ab anivarya member - pehle "excluded" ho sakte the |
| Rs 25,000 se zyada, par PF Rs 15,000 par kat raha tha | Ab hisaab Rs 25,000 tak ki wage par |
| EPF member par EPS nahi (wage 15-25 hazar) | 17.09.2026 se EPS member banna hoga |
FAQ ka udaharan: gross salary Rs 50,000 par PF wage Rs 25,000 hai to bhi aap teeno yojana ke member hain - gross salary se nahi, PF wage se faisla hota hai.
Rs 20,000 Salary Par PF Kitna Katega - October Se
EPFO FAQ (Q12-13) ki talika, poore mahine ke liye:
| PF wage | Aapka EPF (12%) | Company - EPS (8.33%) | Company - EPF (3.67%) | EDLI (0.5%) |
|---|---|---|---|---|
| Rs 10,000 | Rs 1,200 | Rs 833 | Rs 367 | Rs 50 |
| Rs 15,000 | Rs 1,800 | Rs 1,250 | Rs 550 | Rs 75 |
| Rs 20,000 | Rs 2,400 | Rs 1,666 | Rs 734 | Rs 100 |
| Rs 25,000 | Rs 3,000 | Rs 2,083 | Rs 917 | Rs 125 |
Rs 20,000 par: aapka Rs 2,400 + company ka Rs 2,400 = Rs 4,800 har mahine aapke khate me (EPS wala hissa pension ke liye). Pehle Rs 15,000 ki seema par aapka hissa Rs 1,800 tha - yaani Rs 600 zyada katega, par company bhi utna hi zyada daalegi.
September 2026 Ki Salary Ka Hisaab - Do Hisse
September me 1-16 tak purani seema aur 17-30 tak nayi. FAQ ke udaharan me Rs 20,000 wage wale purane member (Rs 15,000 par kat raha tha) ki September PF wage Rs 17,333.33 maani gayi - 16 din Rs 15,000 ke hisaab se aur 14 din Rs 20,000 ke hisaab se. Company ek hi ECR bharegi.
Agar company September ka badha hua hissa September ki salary se nahi kaat payi, to EPFO ne use agli payroll me kaatne ki chhoot di hai - par company ko poora paisa September ke ECR ke saath jama karna hai.
PF Limit Rs 25,000 - Take-Home Salary Kam Hogi?
Haan, PF zyada katne se haath me aane wali salary thodi kam ho sakti hai. EPFO ka kehna hai ki ye paisa "take home pocket se PF account pocket" me jaata hai - aapka hi paisa hai, company utna hi milati hai, byaaj milta hai, aur zarurat par 75% tak nikal sakte hain. Company apna 12% hissa aapke CTC ke naam par aapse nahi kaat sakti - FAQ (Q15) saaf kehta hai ki employer ka hissa employee ki katauti nahi ban sakta.
Pension (EPS) Aur Beema (EDLI) Par Asar
- EPS: jinki pensionable wage ab oonchi maani jaayegi, unki pension zyada ho sakti hai - par har maujooda pensioner ki pension apne aap nahi badhegi (Q36)
- Sarkar ka EPS yogdan ab bhi 1.16% sirf Rs 15,000 tak ki wage par (Q37)
- EDLI: hisaab ka wage wala hissa badhta hai, par adhiktam beema ab bhi Rs 7 lakh - Rs 10.5 lakh nahi (Q38)
EPF Naya Niyam - Aapko Kya Karna Hai
- Kuch apply nahi karna - enrol karna company ki zimmedari hai (Q30-31)
- October ki salary slip me PF wage aur katauti jaanchiye
- Wage 15-25 hazar hai aur PF nahi kat raha to HR se poochhiye - ye ab anivarya hai
- UAN passbook me dekhiye ki company ka hissa aa raha hai ya nahi
Scam Warning
- "Naye PF niyam ke liye registration karao, Rs 500" - koi alag aavedan nahi hai
- "PF ka paisa double karwa denge" - jhooth; sirf wage ceiling badli hai
- UAN password aur OTP kisi ko mat dijiye
Shikayat: cybercrime.gov.in | 1930
FAQs
Q: EPF ki nayi wage ceiling kitni hai? A: Rs 25,000 mahina - pehle Rs 15,000 thi.
Q: Nayi EPF wage ceiling kab se laagu hai? A: 17 September 2026 se (adhisoochna S.O. 5109(E)).
Q: Rs 20,000 salary par kitna PF katega? A: Aapka Rs 2,400 (12%); company ka bhi Rs 2,400 (EPS Rs 1,666 + EPF Rs 734).
Q: Kya mujhe naye niyam ke liye form bharna hai? A: Nahi - company ko enrol karna hai.
Q: Kya take-home salary kam hogi? A: PF zyada katne se thodi kam ho sakti hai, par wo paisa aapke PF khate me jaata hai aur company bhi utna hi daalti hai.
Q: Kitne logon par asar hoga? A: EPFO ke anusar 51 lakh se zyada naye member.
Q: Kya pension badhegi? A: Oonchi pensionable wage par pension zyada ho sakti hai; maujooda pensioner ki apne aap nahi badhegi.
Q: EDLI beema kitna hai? A: Adhiktam ab bhi Rs 7 lakh.
Zaroori Links
- Gazette adhisoochna S.O. 5109(E) aur EPFO circular (PDF)
- EPFO FAQ - wage ceiling Rs 25,000 (PDF)
- EPFO notice panna
Ye Bhi Zaroor Padhein
- PF balance check 2026 - UAN passbook
- EPS pension scheme 2026 - calculation
- EPF interest 2025-26 - 8.25%
- PF withdrawal online 2026
Source: 16 October 2026 ko khud padha - Bharat ka Rajpatra (Asadharan), Shram aur Rozgar Mantralay ki adhisoochna S.O. 5109(E), 17.09.2026 (Rs 25,000 wage ceiling, S.O. 2702(E) ki jagah) - EPFO ke circular ke saath (PDF); EPFO ka FAQ "Revision of EPFO Statutory Wage Ceiling", 13 panne (PDF): Q1-Q16, Q27-Q38 (udaharan, September ka hisaab, EPS, EDLI). "ECR ki tareekh 31 October tak badhi" wali khabar ka official circular hamein nahi mila - FAQ me September ECR ki tareekh 15 October hai.
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