ITR Filing Common Mistakes 2026 - 8 Galtiyan Jo Refund Atka De / Notice Layein
⚡ 30-SECOND SUMMARY
Overview
Key Points:
📄 Complete Guide▾
ITR Filing Common Mistakes 2026 - 8 Galtiyan Se Bacho
Bhaiyon, ITR file karna asaan hai - par chhoti galtiyan refund atka deti hain ya income tax notice la deti hain. Last date 31 July 2026 kareeb hai, aur jaldbazi me log ye common galtiyan karte hain. Ye page: top 8 ITR mistakes + har ek se bachne ka tarika - tight aur clear. Inhe avoid karo to refund bhi jaldi aayega aur notice ka risk bhi khatam.
Sabse badi galti: ITR file karke e-verify bhul jana. Bina e-verification ke return invalid hai (file nahi mana jata) - 30 din ke andar Aadhaar OTP se verify karo, warna pura kaam bekaar.
8 Common ITR Mistakes (+ Fix)
| # | Galti | Nuksan | Fix |
|---|---|---|---|
| 1 | E-verify nahi kiya | Return invalid, refund nahi | 30 din me Aadhaar OTP se e-verify |
| 2 | Galat ITR form | Defective return (139(9)) | Sahi form chuno |
| 3 | 26AS/AIS mismatch | Notice + demand | TDS/income 26AS-AIS se match |
| 4 | Galat regime / Form 10-IEA bhulna | Zyada tax / deductions chhin | Regime soch ke chuno |
| 5 | Bank account pre-validate nahi | Refund fail | Profile me pre-validate karo |
| 6 | Saari income report nahi | AIS mismatch, notice | FD/savings interest, capital gains sab daalo |
| 7 | PAN-Aadhaar link nahi | PAN inoperative, refund fail | Pehle link karo |
| 8 | Last date miss | Late fee + loss benefit gaya | 31 July se pehle bharo |
Top Mistakes - Thoda Detail
1. E-verify bhulna (sabse common)
ITR file karna kaafi nahi - e-verify mandatory hai (30 din me). Aadhaar OTP se 1 minute me ho jata. Bina iske return processed hi nahi hota.
2. Income/TDS report na karna (AIS mismatch)
Department ke paas AIS (Annual Information Statement) me tumhari saari transactions hoti - FD interest, savings interest, share sale, property. ITR me ye chhoot gaya to mismatch -> notice. Filing se pehle AIS + Form 26AS check karo.
3. Galat regime / Form 10-IEA
New regime default hai. Old regime (80C/HRA deductions) chahiye to choose karo - business/profession income wale ko Form 10-IEA bharna padta. Bina sochke regime choose karna = zyada tax.
Bonus galti: Last-minute filing (31 July ko). Portal slow hota, galti hone ka chance badhta. 2-3 din pehle bharo.
ITR Mistakes Bachne Ka Checklist
- Form 16 + 26AS + AIS teeno match karke filing
- Sahi ITR form (salary = ITR-1, capital gain zyada = ITR-2)
- Saari income (interest, capital gains, other) report
- Deductions sahi (80C/80D) + proof rakho
- Bank pre-validated + PAN-Aadhaar linked
- File karte hi turant e-verify (Aadhaar OTP)
- 31 July se pehle submit
Scam Warning
- "ITR me extra refund dilwa dete hain Rs 500 me" - fake refund claim = notice + penalty (department AIS se pakad leta).
- "ITR notice settle karwa do" wale SMS/call - FRAUD. Sirf incometax.gov.in pe khud response.
- Department kabhi OTP/bank detail nahi maangta - phishing se bacho.
ITR Mistakes FAQs
Q: ITR ki sabse common galti kya hai? A: E-verify bhulna - file karne ke 30 din me Aadhaar OTP se verify na karo to return invalid, refund nahi.
Q: 26AS/AIS mismatch se kya hota? A: Income tax notice + demand. Filing se pehle TDS/income 26AS-AIS se match karo.
Q: Galat ITR form bhar diya to? A: Defective return (139(9)) notice - 15 din me sahi form me dobara bharo.
Q: Refund fail kyun hota? A: Bank account pre-validate nahi ya PAN-Aadhaar link nahi. Dono theek karke reissue.
Q: Galat regime choose kiya to badal sakte? A: Salaried har saal regime badal sakte. Business income wale ko Form 10-IEA + lifetime restriction lagti.
Q: Last date miss ho gayi to? A: Belated return 31 Dec tak (late fee 234F Rs 1,000/5,000). ITR last date detail.
Ye Bhi Zaroor Padhein
- ITR Filing FY 2025-26 Guide - Step-by-step sahi filing
- ITR Last Date 2026 + Late Fee - Deadline + penalty
- Konsa ITR Form Bharein - Sahi form selection
- Form 26AS / AIS Download - Mismatch avoid karo
- ITR Refund Status Check - Refund track
- Income Tax 143(1) Intimation - Notice aaye to kya kare
Source: Income Tax Department official (incometax.gov.in). Verified 27 June 2026.
Bhai, ITR me 90% problem in 8 galtiyon se aati - sabse bada e-verify bhulna aur 26AS/AIS mismatch. File karne se pehle Form 16 + 26AS + AIS match karo, sahi form chuno, bank pre-validate rakho, aur file karte hi turant e-verify. 31 July ka wait mat karo - last-minute me galti zyada hoti.
🔗 IMPORTANT LINKS
Is Page ka Author
Abhishek - SkillUP Bihar
Personal Finance Writer (Students & Govt Employees)
Content Writer. Official govt sources se verified content likhta hai. Bihar sarkari naukri focus. Har page kam-se-kam 2 official sources se cross-verified.
Verified by Md Saiyad Ali - Founder & Content Researcher
Related Finance Articles
Current Account Guide
Chhote dhandhe wale apna poora lenden ghar ke savings khaate se chalate hain, aur jab loan ki zaroorat padti hai to bank ke saamne dikhane ko kuch nahi hota. Current account kya hai, savings se kya fark, kaun se kaagaz lagte hain, aur minimum balance ka asli kharch - poora hisaab.
BankingAccount Types Guide
Bank khaate teen tarah ke hote hain aur unka fark minimum balance par tikta hai. 1 April 2026 se har bank ko zero-balance (BSBDA) khaata dena anivarya hai jisme minimum balance ki koi shart nahi. Salary account ka faayda kab tak chalta hai, naukri badalne par kya karein, aur charge kahan se lagta hai.
Banking & FinanceFreelancer ITR 2026
Freelancer/self-employed ho? ITR-4 (presumptive 44ADA - 50% income, gross Rs 50-75 lakh tak) ya ITR-3 (regular books) bharo. Old regime chahiye to Form 10-IEA. Advance tax (liability Rs 10,000+), GST + filing process - full guide tight aur clear.
Banking & FinanceSenior Citizen ITR 2026
Pensioner/senior citizen ho? Pension salary jaisa taxable. Old regime me exemption Rs 3 lakh (60-79 saal) / Rs 5 lakh (80+). 80TTB se FD/savings interest Rs 50,000 tak tax-free. ITR-1 form. 75+ ko filing chhoot (194P) - kab + kaise, full guide tight.
Banking & FinanceEPF Interest 2025-26
EPF interest 2025-26 kab aayega? Rate 8.25% confirmed (0.688% per month). Byaaj passbook mein June-August 2026 ke beech credit hota - delay se koi nuksan nahi (closing balance mein add). PF balance check (passbook/UMANG/SMS/missed call) - sab yahan.
Banking & Finance143(1) Intimation 2026
ITR ke baad income tax 143(1) intimation aaya? Ghabrao mat - ye normal hai (har ITR par aata). Isme department ki calculation aapki se match karke 3 result deta: nil (sab theek), refund, ya demand. Password = PAN+DOB. Kya kare, kaise jawab - sab yahan.