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Banking & FinanceVerified 27 Jun 2026

ITR Filing Common Mistakes 2026 - 8 Galtiyan Jo Refund Atka De / Notice Layein

💼 Banking & Finance5 min read
ITR Filing Common Mistakes 2026 - 8 Galtiyan Jo Refund Atka De / Notice Layein

⚡ 30-SECOND SUMMARY

ITR file karte waqt ye 8 common galtiyan refund atka deti ya income tax notice laati hain - galat ITR form, e-verify bhulna, Form 26AS/AIS mismatch, galat regime, wrong bank account. Last date 31 July se pehle inse bacho - full checklist yahan.

Overview

CategoryBanking & Finance
TopicIncome Tax Department
Reading Time5 min read

Key Points:

E-verify bhulna = ITR invalid (30 din ke andar mandatory)
Form 26AS/AIS se TDS/income match na karna = notice
Galat ITR form = defective return (139(9))
Bank account pre-validate na hona = refund fail
Saari income (FD/savings interest) report na karna = AIS mismatch
📄 Complete Guide

ITR Filing Common Mistakes 2026 - 8 Galtiyan Se Bacho

Bhaiyon, ITR file karna asaan hai - par chhoti galtiyan refund atka deti hain ya income tax notice la deti hain. Last date 31 July 2026 kareeb hai, aur jaldbazi me log ye common galtiyan karte hain. Ye page: top 8 ITR mistakes + har ek se bachne ka tarika - tight aur clear. Inhe avoid karo to refund bhi jaldi aayega aur notice ka risk bhi khatam.

Sabse badi galti: ITR file karke e-verify bhul jana. Bina e-verification ke return invalid hai (file nahi mana jata) - 30 din ke andar Aadhaar OTP se verify karo, warna pura kaam bekaar.


8 Common ITR Mistakes (+ Fix)

# Galti Nuksan Fix
1 E-verify nahi kiya Return invalid, refund nahi 30 din me Aadhaar OTP se e-verify
2 Galat ITR form Defective return (139(9)) Sahi form chuno
3 26AS/AIS mismatch Notice + demand TDS/income 26AS-AIS se match
4 Galat regime / Form 10-IEA bhulna Zyada tax / deductions chhin Regime soch ke chuno
5 Bank account pre-validate nahi Refund fail Profile me pre-validate karo
6 Saari income report nahi AIS mismatch, notice FD/savings interest, capital gains sab daalo
7 PAN-Aadhaar link nahi PAN inoperative, refund fail Pehle link karo
8 Last date miss Late fee + loss benefit gaya 31 July se pehle bharo

Top Mistakes - Thoda Detail

1. E-verify bhulna (sabse common)

ITR file karna kaafi nahi - e-verify mandatory hai (30 din me). Aadhaar OTP se 1 minute me ho jata. Bina iske return processed hi nahi hota.

2. Income/TDS report na karna (AIS mismatch)

Department ke paas AIS (Annual Information Statement) me tumhari saari transactions hoti - FD interest, savings interest, share sale, property. ITR me ye chhoot gaya to mismatch -> notice. Filing se pehle AIS + Form 26AS check karo.

3. Galat regime / Form 10-IEA

New regime default hai. Old regime (80C/HRA deductions) chahiye to choose karo - business/profession income wale ko Form 10-IEA bharna padta. Bina sochke regime choose karna = zyada tax.

Bonus galti: Last-minute filing (31 July ko). Portal slow hota, galti hone ka chance badhta. 2-3 din pehle bharo.


ITR Mistakes Bachne Ka Checklist

  • Form 16 + 26AS + AIS teeno match karke filing
  • Sahi ITR form (salary = ITR-1, capital gain zyada = ITR-2)
  • Saari income (interest, capital gains, other) report
  • Deductions sahi (80C/80D) + proof rakho
  • Bank pre-validated + PAN-Aadhaar linked
  • File karte hi turant e-verify (Aadhaar OTP)
  • 31 July se pehle submit

Scam Warning

  • "ITR me extra refund dilwa dete hain Rs 500 me" - fake refund claim = notice + penalty (department AIS se pakad leta).
  • "ITR notice settle karwa do" wale SMS/call - FRAUD. Sirf incometax.gov.in pe khud response.
  • Department kabhi OTP/bank detail nahi maangta - phishing se bacho.

ITR Mistakes FAQs

Q: ITR ki sabse common galti kya hai? A: E-verify bhulna - file karne ke 30 din me Aadhaar OTP se verify na karo to return invalid, refund nahi.

Q: 26AS/AIS mismatch se kya hota? A: Income tax notice + demand. Filing se pehle TDS/income 26AS-AIS se match karo.

Q: Galat ITR form bhar diya to? A: Defective return (139(9)) notice - 15 din me sahi form me dobara bharo.

Q: Refund fail kyun hota? A: Bank account pre-validate nahi ya PAN-Aadhaar link nahi. Dono theek karke reissue.

Q: Galat regime choose kiya to badal sakte? A: Salaried har saal regime badal sakte. Business income wale ko Form 10-IEA + lifetime restriction lagti.

Q: Last date miss ho gayi to? A: Belated return 31 Dec tak (late fee 234F Rs 1,000/5,000). ITR last date detail.


Ye Bhi Zaroor Padhein


Source: Income Tax Department official (incometax.gov.in). Verified 27 June 2026.

Bhai, ITR me 90% problem in 8 galtiyon se aati - sabse bada e-verify bhulna aur 26AS/AIS mismatch. File karne se pehle Form 16 + 26AS + AIS match karo, sahi form chuno, bank pre-validate rakho, aur file karte hi turant e-verify. 31 July ka wait mat karo - last-minute me galti zyada hoti.

Is Page ka Author

A

Abhishek - SkillUP Bihar

Personal Finance Writer (Students & Govt Employees)

Content Researcher & Writer. Official govt sources se verified content. Bihar sarkari naukri expert. Har page kam-se-kam 2 official sources se cross-verified.

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