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Bihar Startup Policy 2026: ₹10 Lakh Interest-Free Loan

Amount

₹10 Lakh

Interest

0%

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Kya hai Bihar Startup Policy?

Agar aapke paas koi unique business idea hai, toh Bihar Sarkar aapko ₹10 Lakh tak ka loan de rahi hai wo bhi 0% Interest pe. Isse "Seed Fund" kaha jata hai.

Iska sabse bada fayda ye hai ki aapko ye paisa 10 saal mein wapas karna hai.

Eligibility (Kaun Apply Kar Sakta Hai?)

  1. Aap Bihar ke nivasi hone chahiye.
  2. Aapki age 18 saal se upar honi chahiye.
  3. Aapki company 'Private Limited' ya 'LLP' registered honi chahiye (ya register karne ka plan ho).
  4. Business idea naya hona chahiye (Sirf dukan kholne ke liye nahi milega).

Documents Required

  • Aadhar Card
  • Pan Card
  • Educational Certificate (10th/12th/Degree)
  • Business Plan (Project Report)
  • Caste Certificate (Agar SC/ST/OBC hain - Isme alag benefit hai)

Step-by-Step Application Process

Step 1: Portal pe Registration

Sabse pehle official website startup.bihar.gov.in pe jayein. Wahan "Register" pe click karein. Basic details (Naam, Mobile, Email) bharein.

Step 2: Pitch Deck Tayyar Karein

Ye sabse main step hai. Sarkar ko aapka idea samajhna hoga. Aapko ek chhota Presentation (PPT) banana hoga jisme likha ho:

  • Problem kya hai?
  • Aapka Solution kya hai?
  • Paise kaise kamaoge?

Step 3: Online Apply

Dashboard mein login karke form bharein. Apne documents aur Pitch Deck upload karein.

Step 4: SMIC Meeting

Agar apka form select hota hai, to aapko Patna bulaya jayega interview ke liye. Wahan experts aapse sawal puchenge. Darna nahi hai, bas apne idea pe confident rahiye.

⚠️ Common Mistakes (Kyun Form Reject Hota Hai?)

Copy-Paste Project Report: Cyber cafe wale purana report chipka dete hain. Apna khud likhein. Generic Idea: "Kirana Dukan" ya "Cyber Cafe" kholne ke liye ye loan nahi hai. Kuch innovative sochiye.

Direct Link

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