Bihar Startup Policy 2026: Rs 10 Lakh Seed Fund (Rs 25 Lakh Announced)
Verified by SkillUPBihar on 22 Feb 2026
Quick Overview
Scheme Type
Loan
Amount
₹10 Lakh
Interest Rate
0%
Deadline
Open (Apply Now)
Complete Guide
Bihar Startup Policy 2026 - Rs 10 Lakh Seed Fund (Rs 25 Lakh Announced!)
Agar aapke paas koi unique business idea hai, toh Bihar Sarkar aapko Rs 10 Lakh tak ka seed fund de rahi hai, wo bhi 0% Interest pe. Fund 10 saal mein wapas karna hai, pehle 2 saal koi EMI nahi (moratorium). January 2026 mein Industries Minister Dilip Kumar Jaiswal ne Avinya Bihar 2.0 event pe announce kiya ki seed fund Rs 10 Lakh se Rs 25 Lakh tak badhaya jayega! Ab tak 1,522 startups registered hain aur Rs 69.50 crore disburse ho chuke hain.
BREAKING: Rs 25 Lakh Seed Fund Announced!
| Detail | Information |
|---|---|
| Announcement | Avinya Bihar 2.0 (16-17 January 2026, Patna) |
| Announced By | Industries Minister Dr. Dilip Kumar Jaiswal |
| Current Amount | Rs 10 Lakh (interest-free) |
| New Amount | Rs 25 Lakh (announced, implementation awaited) |
| Status | Announced - official notification awaited |
Note: Rs 25 Lakh seed fund abhi announce hua hai. Official notification aane tak Rs 10 Lakh wala policy active hai. Jaise hi notification aayegi, is page pe update milega.
Quick Scheme Overview
| Feature | Details |
|---|---|
| Seed Fund Amount | Rs 10,00,000 (Rs 25L announced) |
| Interest Rate | 0% (Interest-Free) |
| Repayment Period | 10 years |
| Moratorium | 2 years (koi EMI nahi) |
| Disbursement | 2 tranches (Rs 4L + Rs 6L) |
| Target | Innovative Startups |
| Location | Bihar-based startups |
| Women Startup | +5% extra (total Rs 10.5 Lakh) |
| SC/ST Startup | +15% extra (total Rs 11.5 Lakh) |
| PwD Startup | +15% extra |
| Official Portal | startup.bihar.gov.in |
Kaun Apply Kar Sakta Hai? (Eligibility)
Basic Requirements:
- Bihar ke nivasi hona chahiye
- Age: 18 saal se upar
- Company Registration: Private Limited ya LLP (ya plan ho)
- Business idea innovative hona chahiye
- Operations Bihar mein hone chahiye
Not Eligible:
- Sirf dukan kholne ke liye (no pure trading)
- Non-innovative/traditional business (kirana, cyber cafe, salon)
- Already funded startup (VC/Angel investment le chuka ho)
- Government employees
- Franchise of existing brand
Kaunse Sectors Eligible Hain?
Technology (App, SaaS, AI/ML), Agriculture (Agri-tech, food processing), Healthcare (telemedicine, diagnostics), Education (Ed-tech, e-learning), E-commerce (innovative marketplace), Fintech, Cleantech, aur innovative Manufacturing. Basically koi bhi idea jo naya ho, scalable ho aur Bihar ke liye useful ho, wo eligible hai.
Kitna Milega? (Benefits)
Seed Fund (Stage 1)
| Benefit | Amount/Detail |
|---|---|
| Seed Fund | Rs 10 Lakh (0% interest, 10 years) |
| Moratorium | 2 years (koi EMI nahi) |
| Disbursement | 2 tranches: Rs 4L + Rs 6L |
| Women Extra | +5% = Rs 10.5 Lakh total |
| SC/ST Extra | +15% = Rs 11.5 Lakh total + Rs 3.45L accelerator grant |
| PwD Extra | +15% extra incentive |
22% corpus SC/ST ke liye reserved hai - matlab sabse zyada chances SC/ST founders ke liye.
Early-Stage Funding (Stage 2 - After Angel Investment)
Agar tumne angel investors ya SEBI Category-1 AIF se paisa raise kiya hai:
| Benefit | Detail |
|---|---|
| Success Fee | 2% of raised funds (as grant - FREE) |
| Matching Loan | Up to 100% of raised amount, max Rs 50 Lakh |
| Interest | 5% simple interest |
| Repayment | 5 years (2 year moratorium) |
Patent & IPR Support
| Benefit | Amount |
|---|---|
| Domestic Patent | 100% cost government bharegi (FREE) |
| Foreign Patent | Reimbursement on award |
| Trademark/Copyright | Support available |
Other Benefits
| Benefit | Detail |
|---|---|
| Incubation Support | Free/subsidized workspace |
| Regulatory Exemption | Self-certification under State Acts (5 years) |
| Government Procurement | Market preference in tenders |
| Valuation Services | Free valuation at commercialization |
Konse Documents Chahiye?
Personal: Aadhar Card, PAN Card, Educational Certificate (10th/12th/Degree), Recent Passport Photo, Bank Account Details.
Business: Company Registration (Pvt Ltd/LLP), GST Registration (if applicable), Detailed Project Report, Pitch Deck (PPT format), Equipment/Service Quotations.
Additional: Caste Certificate (SC/ST/OBC ke liye extra benefits), Prototype/MVP demo (agar hai toh), Revenue proof (agar koi earning ho chuki hai toh).
Important: Project report copy-paste mat karo, original likho. Data aur numbers use karo. Fund usage ka clear breakdown do ki ₹10 Lakh kahaan lagaoge.
Kaise Apply Karein? (Step-by-Step)
Step 1: Portal Registration
- Visit startup.bihar.gov.in
- "Register" pe click karein
- Basic details bharein (Naam, Mobile, Email)
- OTP verify karein aur password set karein
Step 2: Profile Complete Karein
- Login karein
- Personal details, company details, bank details bharein
- Co-founder details add karein (if any)
Step 3: Business Plan Submit
- Detailed project report upload karein
- Pitch deck (PPT) upload karein
- Financial projections aur fund usage breakdown do
Step 4: Document Upload
- Saare documents scan karke PDF/JPG mein upload karein
- Clear aur readable hone chahiye
Step 5: Submit Application
- Poora form review karein
- Final submit karein
- Application ID note karein
Step 6: SMIC Review & Selection
- State Startup Monitoring Committee (SMIC) aapki application review karegi
- Initial screening mein shortlist hone ke baad Patna mein expert panel ke saamne presentation deni hogi
- Panel innovation, market potential, business model aur team ko evaluate karega
- Approval ke baad 30 din mein fund disbursement hoga
- Total process: 3-4 months (application se fund tak)
SIDBI Fund of Funds - Rs 50 Crore (Scale-Up Funding)
Seed fund ke baad growth stage ke liye SIDBI ka Bihar Startup Scale-up Financing Fund (BSSFF) hai:
| Detail | Information |
|---|---|
| Fund Size | Rs 50 Crore (initial corpus) |
| Total Trust | Rs 500 Crore (Bihar Startup Fund Trust) |
| Managed By | SIDBI (Small Industries Development Bank of India) |
| How It Works | SIDBI invests in SEBI-registered AIFs, AIFs invest in Bihar startups |
| For Whom | Growth-stage startups needing Rs 50L-5Cr funding |
Ye Fund of Funds model hai - SIDBI directly startups mein invest nahi karta. Wo SEBI-registered Category-1 AIFs mein paisa lagata hai, jo phir Bihar startups mein invest karte hain.
Bihar Startup Ecosystem Stats (2026)
| Metric | Number |
|---|---|
| Registered Startups | 1,522 |
| Women-Led Startups | 225 |
| Total Funds Disbursed | Rs 69.50 Crore |
| Incubation Partners | 21 premier institutions |
| Key Incubators | IIT Patna, CIMP Patna, NIT Patna, NIFT, BAU Sabour |
Bihar Startup Success Stories
JhaJi Store (Darbhanga) - Pickle Empire
- Founders: Kalpana Jha & Uma Jha (sisters-in-law)
- Product: Homemade preservative-free Mithila pickles
- Revenue: Rs 5+ Crore in 18 months, 60,000+ customers
- Funding: Shark Tank India se Rs 85 Lakh (Namita Thapar + Vineeta Singh), total $406K raised
- Impact: 500 women ko employment, 10% profits girls' education mein
RodBez (Bihar) - One-Way Taxi Service
- Founder: Dilkhush Kumar (rickshaw puller family se)
- Revenue: Rs 5+ Crore annually, 500+ cars
- Funding: Shark Tank India Season 3 se Rs 20 Lakh + Rs 30L loan (Vineeta Singh + Ritesh Agarwal)
- Model: Inter-city one-way taxi + TaxiPool service
Minus Degree (Patna) - Recycled Plastic Panels
- Founder: Vikash Kumar (IIT Delhi graduate, Bihar family)
- Product: Eco-Panels from 100% recycled plastic waste
- Impact: 250+ tons plastic recycled
- Clients: Tata EV showrooms, Adidas stores, Aldo
Ye sab Bihar ke log hain, Bihar mein business kar rahe hain. Agar wo kar sakte hain toh tum bhi kar sakte ho!
Scam Warning
Fake Consultants se bachein:
- "Rs 50,000 do, fund dilwa denge" - SCAM hai
- "SMIC mein setting hai" - JHOOTH hai
- "Guaranteed approval" - Koi guarantee nahi deta
- "Registration karwa denge Rs 10,000 mein" - Application FREE hai
Yaad rakho:
- Sirf startup.bihar.gov.in official portal hai
- Application FREE hai, kisi ko paisa mat do
- Kisi consultant/agent ki zaroorat nahi
- Fraud report: cybercrime.gov.in
FAQs
Q: Kya company register hona zaroori hai apply karne ke liye? A: Nahi, apply karte waqt plan hona chahiye. Approval ke baad register kar sakte ho.
Q: Solo founder apply kar sakta hai? A: Haan, co-founder mandatory nahi hai.
Q: Seed fund wapas karna hoga? A: Haan, 2 saal moratorium ke baad 8 saal mein wapas karna hai. Par interest-free hai.
Q: Kya e-commerce startup eligible hai? A: Haan, agar idea innovative hai toh. Pure reselling nahi chalega.
Q: Women founders ke liye extra benefits hain? A: Haan, women-led startups ko selection mein priority milti hai.
Q: Bihar ke bahar bhi operations rakh sakte hain? A: Primary operations Bihar mein hone chahiye. Expansion baad mein bahar bhi kar sakte ho.
Q: Kitne startups select hote hain yearly? A: Budget pe depend karta hai, approximately 100-200 startups/year select hote hain. Ab tak total 1,522 startups registered hain.
Q: Rs 25 Lakh kab se milega? A: Industries Minister ne January 2026 mein announce kiya hai. Official notification abhi aana baaki hai. Jab tak Rs 10 Lakh wala policy active hai. Notification aate hi update milega.
Q: Women founders ko extra kya milta hai? A: Women-led startups ko +5% extra incentive milta hai (total Rs 10.5 Lakh) plus Rs 3 Lakh ka product enhancement aur training grant.
Q: SC/ST founders ko kya extra milega? A: SC/ST founders ko +15% extra (total Rs 11.5 Lakh) + Rs 3.45 Lakh accelerator programme grant. Plus 22% corpus reserved hai SC/ST ke liye.
Q: Udyam Registration chahiye kya? A: Startup registration ke liye nahi, par MSME benefits ke liye chahiye. Udyam Registration Guide padho - FREE hai aur 15 minute mein ho jata hai.
Q: DPIIT recognition zaroori hai? A: Haan, Bihar Startup Policy benefits ke liye pehle DPIIT recognition (startupindia.gov.in se) lena padega, phir state registration (startup.bihar.gov.in) karo.
Scam Alert: Startup ke naam pe fraud hota hai. True Dreams Project Scam padho aur savdhan raho.
Ye Bhi Zaroor Padhein
- Udyam Registration Guide - FREE MSME Certificate - 15 minute mein free MSME certificate, sab schemes ke liye zaroori
- Bihar Startup Incubators Guide - IIT Patna, CIMP, VenturePark - free workspace + mentoring
- Bihar Semiconductor Policy 2026 - 2 Lakh jobs, Re 1 mein zameen, tech careers
- Mukhyamantri Udyami Yojana - Rs 10 Lakh - SC/ST/OBC ke liye Rs 10L loan, Rs 5L subsidy
- Laghu Udyami Yojana - Rs 2 Lakh - Chhota business shuru karo Rs 2 Lakh se
- Mahila Udyami Yojana - Women entrepreneurs ke liye Rs 10L (0% interest)
Seed fund sirf starting push hai, business banana, grow karna aur sustain karna aap par hai. JhaJi Store, RodBez, Minus Degree - sab Bihar ke log hain jo Rs 5+ Crore ka business khada kiya. Seriously lo, mehnat karo, Bihar ko proud banao.
Application is FREE - Don't pay anyone!
Page Last Updated: 22 February 2026
₹10 Lakh • 0% Interest • Open (Apply Now)
Seedha official portal ka link. Koi agent nahi, koi fees nahi.
Saiyad - SkillUP Bihar
Full-stack developer, 120+ GFG articles. Har update official source se verify hota hai.
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